The best online Unsecured Loans or KTA have now been held and there are many of the best that you can use in 2022. In fact, it’s not just Fintech that are currently open to applying for money loans online.

Apart from fintech, banks have also become one of the credible financial institutions that have started continuously offering credit without collateral online.

Although not all banks in Indonesia are open to apply for KTA online. At least there are already many important banks that offer to apply for KTA online.

Even so, not all online KTA are suitable for everyone to buy. Except for minor reasons, the magnitude of the program opportunity was agreed upon.

The requirements for submitting are special points that we need to think about before choosing unsecured credit online. The main thing is to choose credit without collateral, either online or offline, it must be in accordance with the circumstances of the prospective debtor.

As a simple example, if you don’t have a credit card, you should choose a KTA loan that can be offered without a credit card.

The reason is that if you choose to apply for credit, which requires the prospective debtor to include a photocopy of the credit card, of course your program will be rejected.

Also Read: 5 Bank Jatim Online Loans That Can Now Be Submitted From Home

List of the Best Online Unsecured Loan Recommendations for 2022

List of the Best Online Unsecured Loan Recommendations for 2022

The list below is 5 recommendations for the best online unsecured loans (KTA) for 2022. For those of you who are looking for a KTA loan and need it quickly.

1. KTA Amar Bank

Unsecured Loans from Amar Bank, a product called Tunaiku, is one of the most recommended online KTA facilities.

The process of submitting online with a 24-hour express agreement gives prospective debtors the opportunity to get cash loans quickly and safely.

Plus this online KTA without credit card requirements. Amar Bank provides an opportunity for employees who do not have a credit card to get credit without collateral.

KTA Amar Bank is the best online KTA alternative in 2022 for residents living in the areas of Surabaya, Bandung, Semarang, Yogyakarta, Sidoarjo, Gresik and Greater Jakarta.

Tunaiku online loans also enter outside Java, including places in Medan, Palembang, Makassar, Denpasar, Bali, to Pekanbaru. Here are a number of advantages of Amar Bank Unsecured Credit that we can convey online through the Tunaiku program and official websites.

2. Digibank KTA DBS Online

Digibank KTA is an online unsecured credit facility from Bank DBS with a limit of up to IDR 300 million with an online submission process. This online KTA was originally known as the DBS KTA or Close Friend Contribution Fund.

Apart from five large loans, KTA Digibank online has tenors ranging from 12, 24 to 36 months. Looking for unsecured online loans in Bandung and Surabaya? Digibank KTA is the answer, because this service covers the Jabodetabek, Bandung and Surabaya areas.

KTA DBS Digibank has many advantages that you can try. Here are a number of advantages of online Digibank Unsecured Credit.

Also Read: Features of Trusted and Credible Online Loans for You to Use

3. KTA TymeDigital – Commonwealth

KTA TymeDigital is an online Unsecured Credit from Commonwealth Bank for individual customers. This unsecured funding offers a limit starting from Rp. 10 million to Rp. 30 million.

While we can determine the payment period with installments of 12 and 18 months. Commonwealth unsecured loans online are the right choice for customers who need bailouts for various needs.

You can use KTA TymeDigital to meet individual needs such as health costs, home renovations, teaching, weddings, etc. To be honest, compared to Unsecured Credit services from other banks, KTA TymeDigital online has quite a lot of advantages.

4. Standard Chartered KTA Online

Standard Chartered Bank offers online Unsecured Credit with a limit of up to IDR 300 million. The best KTA facility from StanChard is perfect for an employee, entrepreneur, or professional who needs online collateral-free credit.

Standard Chartered Unsecured Credit is the best monthly installment online loan option because it is available with a tenor of 1-5 years. KTA Standard Chartered Online deserves your reason as the best KTA product with various advantages.

5. Keb Hana KTA

You can also make Keb Hana KTA an Unsecured Credit option online now.

Keb Hana Bank provides collateral-free credit facilities with a maximum ceiling of up to 200 million rupiah. A flexible KTA tenor gives customers the flexibility to choose a credit period from 1-5 years.

What’s more special, Keb Hana Bank offers KTA without a credit card so there is no need for a credit card requirement when applying. It’s a big mistake if you think that online KTA loans without a credit card can only be done through fintech lending.

In fact, several banks, including Keb Hana, provide convenience for customers to connect to KTA without a credit card.